Struggling with Your Mortgage?
You Have Options.
Don't face foreclosure alone. A short sale may be the right path to settle your debt, protect your future, and move forward with dignity.
Feeling Overwhelmed by
Mortgage Hardship?
Whether you're behind on payments or owe more than your home is worth, the stress can be paralyzing. You don't have to navigate this complex legal and financial landscape by yourself.
We provide a calm, non-judgmental environment to explore your options and create a plan that protects your long-term interests.
What Is a Short Sale?
A short sale occurs when a homeowner sells their property for less than the amount owed on their mortgage. For this to happen, the lender must agree to accept the lower amount and release the lien.
Why Choose a Short Sale?
- Avoid the long-term damage of a foreclosure
- Settle your mortgage debt completely
- Protect your ability to buy a home again sooner
- Stay in control of the selling process
How the Process Works
Review Your Situation
We conduct a confidential review of your finances and home value to determine if a short sale is your best path.
Contact Your Lender
We initiate communication with your lender to begin the approval process for a short sale.
List & Market the Home
We list your home and use our marketing expertise to attract qualified buyers quickly.
Submit Offers for Approval
Once we receive an offer, we submit a complete package to your lender for their final approval.
Close & Move Forward
After lender approval, we close the sale and you are officially released from the mortgage debt.
Short Sale vs. Foreclosure
Understanding the impact on your future.
| Feature | Short Sale | Foreclosure |
|---|---|---|
| Credit Impact | Moderate / Recoverable | Severe / Long-term |
| Control Over Process | High (You sell the home) | None (Lender takes home) |
| Future Buying Ability | Typically 2-3 Years | Typically 7 Years |
| Stress Level | Managed & Supported | Extreme & Unpredictable |
Who This Is For
You owe more than your home is worth
You're falling behind on payments
You want to avoid foreclosure
You want a guided, professional solution
You want to explore options safely
You value confidential expert advice
Short Sales in the Los Angeles Area
Lender requirements and timelines for short sales can vary significantly across Los Angeles, Burbank, Studio City, Sherman Oaks, and Hollywood Hills.
Having a local expert who understands these variations and has established relationships with major lenders is critical to ensuring your short sale is approved and completed successfully.
Request a Confidential Consultation
Let's talk through your options in a safe, no-pressure environment.
Frequently Asked Questions
Clear answers to help you navigate your options.
What is a short sale?
A short sale occurs when a homeowner sells their property for less than the amount owed on their mortgage, and the lender agrees to accept the lower amount to release the lien.
Will a short sale hurt my credit?
While a short sale does impact your credit, it is generally considered less severe and more recoverable than a full foreclosure, allowing you to rebuild your financial standing sooner.
Can I stay in my home during the process?
Yes, in most cases you can remain in your home while the short sale process is ongoing and the property is being marketed.
How long does a short sale take?
Short sales typically take longer than traditional sales—often 3 to 6 months—because the lender must review and approve the offer and financial package.
Do I need lender approval?
Yes, the lender must review your financial hardship documentation and approve the final sale price since they are taking a loss on the loan.
Are there fees?
In a successful short sale, the lender typically covers the real estate commissions and closing costs from the proceeds of the sale, meaning little to no out-of-pocket costs for you.
Is this available in Los Angeles?
Yes, we facilitate short sales across Los Angeles, Burbank, Studio City, Sherman Oaks, and Hollywood Hills.
